OU Payment Plans

Know which charges financial aid can cover. Any charges on your student account that aid cannot pay, please pay them in full.

学生们，通过登录电子账单注册一个付款计划

授权用户，登录eBill注册付款计划

How to Enroll into Payment Plans

Payment plans and Financial Aid

Students who expect to receive financial aid and enroll in a payment plan need to make their payment plan payments when they are due. When financial aid is authorized (ready to pay) or paid to the student account, 它将平等地适用于任何剩余的付款. 如果财政援助没有全额支付付款计划, 其余应付款项将平均调整. If financial aid creates a credit balance on the student account, a refund will be processed.

Using a debit card for payment plans

请注意你借记卡上的每日限额. 调整您的计划付款计划付款, such as adding a class, 可以增加你的付款超过你的每日限额吗. 这可能会导致您的付款被银行拒绝. If your payment is rejected by your bank and you have had the $25 processing charge waived, you will be assessed the $25 payment plan processing charge along with a returned item charge. 如果您不知道您的每日限额，请与您的银行联系.

How to enroll

Enroll in a payment plan online through eBill.

Avoid Late or Returned Payments

Setup your OU email account (@bdyworks.net) to ensure receipt of notifications of payment plan installment changes, upcoming scheduled payments and installment payment dates and scheduled payment failures. 您将收到一封电子邮件通知到您的 OU email account. 您有责任检查您的OU电子邮件. 如果你没有设置你的OU的电子邮件帐户(@奥克兰.Edu)，您将不会收到通知. Failure to receive an electronic notification does not excuse you from the required payment on the specified payment due date.

Students and authorized users can also sign up to receive text notifications from eBill regarding upcoming payment plan installments and schedule payment reminders. Visit bdyworks.net/ebill for instructions on how to sign up for text notifications in eBill.

Making payments

You can use the "Make a Payment" link on the "Payments" tab and pay any amount you wish. 你可以在任何时候为你的下一期付款支付任何金额. Online payment methods include:

• Electronic Check using a checking or savings account bank routing and account number.
• Debit card as an online checking account when using the routing number and account number associated with the debit card. NOTE: when using your debit card as an online checking account, your debit card number is not the account number used for online checking; you may need to contact your card issuer to obtain the account number needed.
• 信用卡或借记卡通过第三方处理器.  The processor accepts VISA, MasterCard, American Express and Discover, and will add a 2.85% (minimum $3.从交易中扣除便利费. 自2023年5月1日起，便利费将增加到2美元.95%. 该费用由处理者评估, not Oakland University, and will not appear on your student account nor be covered by financial aid. Revenue from the charge goes directly to the processor to cover the cost of processing the credit/ debit card payment. The convenience charge is not refundable under any circumstance.

Authorized users

Students will be notified by email if an authorized user enrolls in a payment plan on the student’s behalf. Students are also notified if an authorized user makes a payment or schedules a payment on their behalf.

更改自动计划付款的金额

The only way the amounts can be modified is if activity takes place on the student account and a recalculation of the plan is performed.

Changing a scheduled payment method

学生可以修改预定付款的付款方式. If changing to Electronic Checking, a new payment method will need to be set up in the user’s Payment Profile if it does not already exist. A student must use the “Action” icon next to the scheduled payment on the "Home" page and click the “edit” link to change the payment method. 如果您需要更改有效期, use the “Payment Profile” link in the “My Profile Setup” menu at the right side “Saved Payment Methods,” then click the “Action” icon next to the payment method you need to update and choose “Edit”. 一旦安排付款，您可以修改付款日期. 如果您想将付款方式改为银行卡, you will need to “delete” the scheduled payment on the "Home" page and create a new bankcard payment. NOTE: Students enrolled in the Fall / Winter payment plan will not have payments scheduled automatically in the winter payment plan if changes are made to Fall / Winter payment plan scheduled payments.

Returned payments

If a payment is returned or rejected by the bank unpaid (or is disputed in the case of a credit card), the $25 payment plan processing charge will be assessed in addition to any applicable returned item charge. Potentially, students could be charged a total of $50 for a returned scheduled payment plan payment.

Troubleshooting

• 付款已安排:当你加入保险计划时, 你将付款设置为自动处理. 其中一笔付款今天正在处理中. We prevent you from making another payment on the same day to prevent over payment or double payment.
• Can't make payment on a payment plan: Students cannot make payments toward an authorized user's plan. 如果您的授权用户已注册该计划, you can see it, 但是授权用户必须付款. 如果你需要在你的账户上付款, 你可以通过点击“主页”上的“付款”来付款.
• “You do not have enough eligible charges” error: This means you do not have any unpaid charges in the specified semester.

Pay off your balance

任何时候全额支付剩余余额，不受罚款. 使用“付款计划”选项卡上的“付清”链接全额支付计划.

Installments reopen if their due dates have not passed and you register for additional courses or incur additional charges, 是否有授权(准备支付)或支付的经济援助的撤销, 或者企业的付款减少, agency or other organization.

A student’s payment plan may calculate as paid off without making a payment toward the plan for the following reasons:

• Your authorized (ready to pay) or paid financial aid exceeds your payment plan balance.
• Payments from a business, agency or other organization were applied to your account.
• You or another individual made a payment outside of the payment plan using the Cashier’s Office drop box, by mail or online using eBill.
• The student dropped their courses while enrolled in a plan and did not immediately re-register for subsequent courses. 由于费用余额为零，因此该计划被认为已完成.

访问“主页”页面查看当前到期金额.

You will also receive this message if your authorized (ready to pay) or paid financial aid or payments from a business, agency or other organization reduces the balance of your eligible payment plan charges below the value of one freshmen credit hour.

Installment amounts change

The payment plan is set up to pay for charges on your student account, such as tuition and housing. Any time you have activity such as:

• new charges
• refunds posted
• 撤销授权(准备支付)或支付的经济援助或
• reductions in payments from a business, agency or other organization on your student account

您的剩余计划分期付款金额将等量变化. Once the charges or refunds are posted to your student account your payment plan will recalculate and you will receive an email notification with your new installment payment amounts. Payment plans recalculate each morning to adjust for these types of activity posted to your student account. You will receive an email notification with your new installment payment amounts.

任何时候你有其他个人付款, your payment plan installment amounts will go down in the order they are due.

Payment plan processing charge (PPPC)

OU will waive the $25 payment plan processing charge each semester if you schedule your installment payments, at the time of plan enrollment, 从您的支票或储蓄帐户中自动扣除, or your credit/debit card.

The following actions may cause the $25 payment plan processing charge to be assessed to your student account:

• 删除与付款计划关联的一个或多个计划付款
• Un-enrolling from a payment plan
• 在同一学期从一个计划切换到另一个计划

Un-enroll from my payment plan

Students do not have the option to un-enroll themselves from a payment plan. If a student wishes to be un-enrolled from a payment plan, they should send an email to [email protected].

Late payment penalties

逾期付款的罚款将根据错过的分期付款进行评估. A hold will be placed on the student account preventing future registration. Online transcripts, diplomas or other statements of record will be withheld and students will be ineligible to register and/or continue to be registered in future semesters until the obligations have been fulfilled. 一旦收到逾期款项，将取消保留. 如果一个帐户在学期结束前没有全额支付, it will be referred to an outside collection agency that will report it to the Credit Bureau.

计算付款计划的分期付款

The system adds up all the charges for the semester (positive and negative), subtracts authorized (ready to pay) or paid financial aid and payments from a business, agency or other organization and divides the result by the number of installments in the plan selected. 这个计算给出了每次分期付款的金额. Any other existing payments will be applied to the installments on a sequential basis.

重新计算付款计划的分期付款

Unpaid payment plan installments and scheduled installment payments are recalculated each morning at 6:00 am EST.

(The following formula only applies if students do not have outstanding charges from prior semesters.)

1. First, the system adds up all the eligible charges for the semester (positive and negative) and subtracts authorized (ready to pay) or paid financial aid and payments from a business, agency or other organization.
   
   
2. Subtracts the total charges less authorized (ready to pay) or paid financial aid and payments from a business, 已在上述计划中的机构或其他组织.
   
   
3. Difference from 2 above is divided by the remaining number of installments (including partially paid) in the plan. This calculation gives the amount to increase/decrease each remaining installment payment.
   
   Note: NACHA rules prevent us from increasing an existing 分期付款后10天内付款.
   
   For instance, a student enrolling in the plan for the first time on 5/6/23 will be required to pay 25% of the net charges after aid and third party payments, 那么下一期将在5/15/23.
   
   But, a student already enrolled in the plan that has new charges or reduction in aid/third party payments will not see the 5/15 installment increased but instead will see the increase divided between the 3rd and 4th installments (even if the plan was paid in full at the time the new charges appeared).
   
   
4. The system then adds up all other payments for the semester (positive and negative). 分期付款按到期日顺序付清. (已付分期付款适用于分期付款时的金额).